Banking, Insurance, Finance & Fintech

Africase Attorneys provides comprehensive legal services to banking clients, assisting them in navigating the complex legal and regulatory environment in which they operate.

1. Regulatory compliance: Africase ensures that its clients comply with the applicable banking regulations in their countries of operation. This includes advising on anti-money laundering and counter-terrorism financing laws, data privacy laws, and regulations governing bank capitalization, liquidity, and risk management.

2. Structuring transactions: Africase advises clients on structuring various types of banking transactions, including syndicated loans, asset finance, project finance, and securitization. This involves negotiating and drafting transaction documentation and advising on the appropriate legal and regulatory requirements.

3. Cross-border transactions: Africase provides legal advice on cross-border banking transactions, including mergers and acquisitions, joint ventures, and international trade finance. This involves advising on the legal and regulatory requirements in different jurisdictions and structuring transactions to comply with these requirements.

4. Dispute resolution: Africase represents clients in dispute resolution processes, including mediation, arbitration, and litigation. This includes disputes arising from banking transactions, regulatory investigations, and enforcement actions.

5. Financial regulation: Africase advises clients on regulatory issues affecting the financial services industry, including bank regulation, payment systems regulation, and securities regulation. This includes providing advice on new regulations and assisting clients in adapting to changes in the regulatory environment.

6. Debt restructuring: Africase advises clients on debt restructuring, including debt rescheduling and debt refinancing. This includes negotiating with creditors and advising on the legal and regulatory requirements for such transactions.

7. Capital markets: Africase advises clients on securities offerings, including IPOs, rights issues, and bond issuances. This involves drafting transaction documentation, conducting due diligence, and advising on the legal and regulatory requirements for such transactions.

Africase Attorneys provide comprehensive legal services to insurance companies operating in a global market, helping them to navigate the complex legal and regulatory landscape of the insurance industry.

1. Regulatory Compliance: An international insurance company may need to comply with various local and international regulations, and a law firm can help them navigate these requirements. This may include regulatory compliance related to licensing, solvency, capital requirements, and other legal obligations.

2. Insurance Contracts: Insurance policies are legally binding contracts between the insurer and the insured. A law firm can help insurance companies draft policies that comply with local laws and regulations and can also review and negotiate insurance contracts on behalf of their clients.

3. Dispute Resolution: Disputes may arise between insurance companies and policyholders, or between insurers and other parties involved in insurance claims. An international law firm can provide advice and representation in dispute resolution, whether through negotiation, mediation, arbitration, or litigation.

4. Mergers and Acquisitions: Insurance companies may need to merge or acquire other companies to expand their business or gain access to new markets. A law firm can provide legal advice on the legal and regulatory requirements for mergers and acquisitions in the insurance sector.

5. Insurance Litigation: Insurance companies may face legal action related to disputes over policy coverage, claims, or other matters. A law firm can provide representation in insurance litigation, including defence against claims and litigation related to coverage disputes.

6. Regulatory Investigations and Enforcement: Regulators may investigate and take enforcement action against insurance companies for various reasons, such as non-compliance with regulations or other legal requirements. A law firm can represent clients in regulatory investigations and enforcement actions, providing legal advice on compliance and defence against enforcement actions.

7. Reinsurance: Insurance companies may need to reinsure some of their policies to manage risk. We provide legal advice on reinsurance contracts and agreements and also provide representation in disputes related to reinsurance.

Africase Attorneys provides a full range of legal services to clients engaged in international finance matters, including debt and equity financing, mergers and acquisitions, derivatives and structured finance, regulatory compliance, securities, restructuring and insolvency, and project finance.

1. Debt and Equity Financing: Africase advises clients on the different types of financing available, such as traditional bank loans, private placements, public offerings, and venture capital. Our firm assists clients in structuring, negotiating and documenting financing transactions, including creating security interests, guarantees and other credit enhancements.

2. Mergers and Acquisitions: Africase advises clients on the acquisition or disposition of financial assets, such as bank branches, financial institutions, investment portfolios, insurance companies and other financial intermediaries. This includes conducting due diligence, drafting transaction documents, securing regulatory approvals, and providing guidance throughout the entire transaction process.

3. Derivatives and Structured Finance: Africase provides advice on a range of structured finance and derivative products, such as interest rate and currency swaps, options, futures and other derivative instruments. This includes negotiating and drafting documentation and assisting clients in managing the legal and regulatory risks associated with these products.

4. Regulatory Compliance: Africase provides regulatory advice and assistance to clients regarding compliance with various financial regulations, including banking, securities and insurance regulations. This includes assisting clients in obtaining regulatory licenses and approvals, as well as compliance with anti-money laundering and other financial regulatory requirements.

5. Securities: Africase provides advice to clients regarding the issuance and trading of securities in various international markets. This includes assisting clients in structuring and documenting public offerings and private placements of securities, as well as providing advice regarding securities regulations and disclosure requirements.

6. Restructuring and Insolvency: Africase advises clients on the legal implications of corporate restructuring and insolvency. This includes negotiating and implementing debt restructurings, distressed asset sales, and bankruptcy proceedings.

7. Project Finance: Africase advises clients on the financing of large-scale infrastructure and development projects. This includes structuring financing arrangements, drafting project documents, and ensuring compliance with regulatory requirements.

Fintech (short for financial technology) is a rapidly growing field that combines finance and technology to create new financial services and products. As a result, fintech companies are often subject to complex legal and regulatory requirements. Africase Attorneys offers comprehensive legal services to fintech companies, helping them navigate complex regulatory environments and protect their interests.

1. Regulatory compliance: Fintech companies must comply with a wide range of local and international regulations, including those related to data protection, anti-money laundering, and financial licensing. We assist fintech companies navigate these regulations and ensure compliance.

2. Corporate structuring: We assist fintech companies choose the most appropriate corporate structure for their needs, whether it be a traditional corporation, a limited liability company, or a hybrid structure.

3. Financing: Fintech companies often require financing to grow their businesses. We assist fintech companies secure financing through a variety of sources, including venture capital, private equity, and crowdfunding.

4. Intellectual property: Fintech companies often rely on intellectual property, such as patents, trademarks, and copyrights, to protect their products and services. We help fintech companies protect their intellectual property rights and avoid infringing on the rights of others.

5. Data protection and privacy: Fintech companies often deal with sensitive customer data, making data protection and privacy a critical issue. We advise on data protection laws and privacy regulations in different jurisdictions, as well as help clients develop and implement data protection policies.

6. Commercial agreements: Fintech businesses require a range of commercial agreements to govern their relationships with customers, vendors, and partners. We help clients draft and negotiate various agreements, including licensing agreements, software development agreements, and service level agreements.

7. Mergers and acquisitions: As the fintech industry continues to grow, mergers and acquisitions are becoming more common. We assist fintech companies navigate the complex legal issues involved in mergers and acquisitions, including due diligence, negotiations, and documentation.

8. Dispute resolution: Fintech companies may find themselves involved in disputes related to intellectual property, data protection, or other legal issues. We advise fintech companies resolve these disputes through negotiation, mediation, arbitration, or litigation.

9. Cybersecurity: Fintech companies must ensure the security of their systems and data to protect themselves and their customers from cyberattacks. We assist fintech companies develop cybersecurity policies and respond to data breaches and other security incidents.

Africase Attorneys is an international economic law firm specialised in cross-border transactions, litigation and arbitration across Africa.
For decades, our international advocates developed an in-depth understanding of Africa and are working in the major capitals of Africa.
We aim at providing first-class and innovative legal solutions to our international clients including international corporations, NGOs, public
institutions and States, international organisations, as well as local clients for their international transactions or interactions
with foreign people and entities.